Downturns are not enjoyable and can create larger bumps in the road, but if we look further on, time, eventually, seems to be our friend. "Ob-La-Di, Ob-La-Da, Life goes on" - The Beatles Jim Shellenberger | Financial Advisor If the markets could speak, I envision them [...]
Control the things you can control. Make sure you plan for the worst and hope for the best and try to have living expenses covered in emergency savings. "It's been a long time since I walked through this old town"-Kenny Rogers Jim Shellenberger | Financial Advisor [...]
SECURE Act: What Has Changed On December 19, 2019, congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which had many changes that impact the retirement planning landscape. The provisions of this act became effective on January 1, 2020. There are many questions as to what effect it will have on those [...]
"You may not know it now, but you're gonna miss this" -Trace Adkins The investment world is always changing. In 1917, U.S. Steel was the largest US stock followed by American Telephone & Telegraph1, and today it is Microsoft, followed by Apple. Many times, these changes in the largest companies are for the better, meaning [...]
"Just as Free, Free as We'll Ever Be" -Zac Brown Band A study done by Lee and Coughlin from the MIT AgeLab looked at people’s perspectives toward retirement based on different factors like sex, age, and demographics.1 They asked 921 people to associate a word with retirement and one of the top ten words used [...]
Life’s a dance you learn as you go -John Michael Montgomery John Michael Montgomery is right – we learn as we go. That is the joy in life, we will never master it all, but we will continue to learn and grow. In the well-delivered context of his song, he doesn’t add that sometimes we [...]
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Collaboratively administrate empowered markets via plug-and-play networks. Dynamically procrastinate users.Collaboratively administrate empowered markets via plug-and-play networks. Dynamically procrastinate users.
